Optional Coverages - Homeowner Policies

Optional coverages available with our homeowner policies (Items in red are included at no charge by Southeast Mutual)

• PH-55 Replacement Cost Endorsement (Household personal property)
• PH-155 Added Perils for Refrigerated Food Products ($250 Included, Additional amount can be purchased)
• PH-88 Water or Sewer Backup
• PH-243 Inflation Guard
• PH-256 Modified Replacement Cost Terms
• PH-48 Scheduled Related Private Structures
• PH-216 Premises Alarm or Fire Protection System Discount
• PH-24 Incidental Farming Personal Liability
• PH-413 Theft of Building Materials - Residence Under Construction