Optional Coverages - Farm Policies

Optional coverages available with the our farm package policies (Items in red are included at no charge by Southeast Mutual**):

• Farm Operations Records Expense - Covers expenses incurred to research, obtain necessary data, replace, reproduce or restore farm operations records damaged or destroyed by a peril insured against. 

• "J" Replacement Cost Coverage (Dwellings, farm barns, buildings, structures and outbuildings)

• "K" Replacement Cost Endorsement (Household personal property)

• "P" Collapse - Due to Weight of Ice, Snow or Sleet (Outbuildings)

• "Q" Added Perils for Refrigerated Food Products ($250 Included, Additional amount can be purchased)

• "R" Glass Coverage

• "S" Peak Season Inventory - Farm Personal Property

• "T" Farm Extra Expense

• "Z" Coverage Adjustment Endorsement (Automatic Increase of Coverage for Inflation)

• "6J" Modified Replacement Cost Coverage for Dwellings

• "6K"Blizzard Death Coverage (Livestock)

• "6P"Livestock Confinement Coverage

• "6S" Debris Removal ($2,000 Maximum)

• "7B"Non-Depreciation of Repairs

• "7H" Earthquake

• "7J" Theft Coverage Extension - Construction Material and Supplies

• "7P" Leased, Rented or Borrowed Farm Machinery, Vehicles and Equipment

• "7S" Amended Theft

• "7U" Backup of Sewers, Drains or Sump Systems

• "7W" Collision and/or Overturn

• "7X" Expanded Vehicle Damage

**There may be a charge by the Statewide Company for these coverages.